Get care now with the Aspen Dental Savings Plan¹
No insurance. Full coverage. Unlimited savings.
¹The Aspen Dental Savings Plan is NOT insurance. Please see plan terms and conditions for details.
Overview
The Aspen Dental Savings Plan² is a simple way to get dental care without insurance. With one low annual fee, you get savings on most services and clear, upfront pricing—so you can start care right away.
Key takeaways
No insurance needed
Use your savings right away—no waiting periods
One low annual fee, starting at $49/year
Savings on exams, X-rays, cleanings and more
Clear pricing with no annual maximums or deductibles
Available at Aspen Dental locations nationwide
²The Aspen Dental Savings Plan is NOT insurance. Please see plan terms and conditions for details.
No insurance? Get savings today
For patients without insurance, the Aspen Dental Savings Plan gets you the affordable care you need today—no waiting periods & just one low annual fee.
What are dental discount plans or dental savings plans?
Dental savings plans are membership plans that make care easier to say yes to. Members pay one low annual fee and get instant savings on many dental services without the waiting periods, deductibles and claim forms that often come with traditional insurance.
With the Aspen Dental Savings Plan, patients can start using those savings right away, plus get free exams and X-rays—all for $49 a year.
No exclusions. No monthly fees. No waiting periods. Just the affordable care you need today.
What $49 a year gets you
With one low annual fee, members can start saving on many dental services right away, plus free exams & X-rays for a year.
Plan benefit features
Plan member discounts²
100%
100%
30%
20%
20%
²For exact pricing and to see if your office is in the ADSP network, please call your local Aspen Dental office and mention you are an Aspen Dental Savings Plan® member.
Dental discount plans vs. dental insurance:
what’s the difference?
Overview
Aspen Dental Savings Plan
Dental insurance
What it is
Our affordable membership program offering instant discounts on dental care without the need for dental insurance
What it is
A coverage policy that typically covers a portion of your treatment costs
Who it’s best for
Self-pay patients
Seniors
Families (ages 16+)
People needing immediate care
Cosmetic dentistry patients
Who it’s best for
Patients with access to employer plans
Patients seeking preventative dental care
When can I use it
Right away—no waiting periods
When can I use it
Varies—may include 3-12 month waiting periods for major dental care
Flexibility
Simple to use, no restrictions
Flexibility
Coverage varies based on plan & employer
Claims & coverage
Aspen Dental Savings Plan
Dental insurance
What it covers or includes
100% off exams & X-rays
30% off cleanings
20% off crowns
20% dentures (except Basic)
20% periodontal care
20% off take-home teeth whitening kits
15% off fillings
10% off Motto® clear aligners
What it covers or includes
Preventive, typically at 100%
Basic care, coverage ranges
Major care, coverage ranges
Rarely cosmetic
Claims
No claims—discounts applied at appointment
Claims
Claims required
Pre-existing condition coverage
No restrictions
Pre-existing condition coverage
Limitations or waiting periods may apply
Major treatment coverage
Yes—immediate discounts available
Major treatment coverage
May be restricted by annual maximums or waiting periods
Payments & deductibles
Aspen Dental Savings Plan
Dental insurance
Fees or premiums
$49 annual membership fee
$29 for additional family members
Fees or premiums
Monthly premiums, may include copays
Deductibles
None
Deductibles
Typically required to be met before coverage applies
Annual maximums
No annual limits
Annual maximums
Annual coverage caps (often $1,000–$1,500/year)
Out-of-pocket predictability
Very predictable
Out-of-pocket predictability
Varies; lower predictability for basic or major care
Cost-savings potential
Significant, especially for patients and families needing restorative work
Cost-savings potential
Good for preventive needs; limited after your maximum is met
Who should consider a dental discount plan?
If you don’t have insurance, the Aspen Dental Savings Plan is designed with you in mind.
Our plan may be a good fit for:
Uninsured patients who want to get started sooner
Self-pay patients looking for savings they can use right away
Seniors who want straightforward savings without added complexity
Patients who may need treatment soon and do not want to wait through coverage restrictions
Patients with ongoing dental needs like fillings, crowns, dentures, implants or periodontal care
Patients interested in cosmetic dentistry and services insurance may not typically cover
How to choose the right dental savings plan
Choosing a dental savings plan comes down to a few key things: clear pricing, easy access to care and savings you can use right away.
The Aspen Dental Savings Plan is designed around exactly that. See what you’re getting when you choose the Aspen Dental.
Savings on preventive, restorative and emergency care
Clear, upfront pricing so you know what to expect
No annual maximums or deductibles
No waiting periods—you can use your savings right away
Care from Aspen Dental providers near you
Appointment options that fit your schedule
Savings on services like crowns, dentures and periodontal care
Support for larger or ongoing treatment needs
Benefits that align with the care you may need over time
Family and multi-member options, if needed
Straightforward renewal terms
Clear explanations of what’s included
Are dental discount plans worth it?
For many patients, savings plans have given them access to care they didn’t have before. The Aspen Dental Savings Plan can be worth it because it helps lower the cost of care right away, without the waiting periods, deductibles or claim forms that often come with traditional insurance.
For patients without insurance, it can be a simpler way to save on both routine and larger dental services. In many cases, the savings can outweigh the annual fee after just one or two visits.
Frequently asked questions about dental discount plans
Yes. You can include additional family members for just $29 per year, per person. They’ll get all the same great oral care benefits with the same savings.
Please note: most Aspen Dental locations do not treat patients 16 years old or younger.
Yes. Unlike insurance, there are no waiting periods. Your discounts start the same day you enroll.
Aspen Dental Savings Plan features an annual subscription term that auto-renews at the end of its respective term.
To cancel your auto-renewal plan, you must make the change prior to your renewal date. You can do so by visiting your online Aspen Dental Savings Plan dashboard, or by calling (877) 808-2776 to speak with a dedicated support specialist.
Please note: plan support is available Monday through Friday from 8:00 am to 5:00 pm EST.
No. The Aspen Dental Savings Plan doesn’t require credit checks or health screenings to be eligible for the plan. Simply sign up online and you’re in.
Yes, in fact you have a few options for signing up. Choose from these three options based on what works best for you:
Sign up through the online portal before, during or after your visit.
Call the membership guide support line at (877-808-2776) and our team will walk you through the process.
Ask for the application at your visit, fill it out at home and mail it in.
For more questions regarding your sign-up options, contact your local care team.
You can use your plan at all participating Aspen Dental practices nationwide. If you’re going to a new office or need care beyond your local office, reach out to the care team directly to confirm your plan is accepted.
With the Aspen Dental Savings Plan, your membership is automatically renewed every 12 months unless you cancel online or by calling our support specialist line.
If you canceled your membership and would like to renew, here’s what you can do:
Visit the online portal to re-activate your membership
Call the membership guide support line at (877-808-2776) to reactivate your plan
Please note: prior to your renewal date, we’ll send you a renewal notification letter via mail (45 days prior) and a renewal reminder via email (7 days prior).
The Aspen Dental Savings Plan was built for those without insurance. While there may be some instances where the Aspen Dental Savings Plan provides a better discount than your insurance coverage, we recommend you speak with your dental insurance provider to better understand your policy’s coverage before purchasing a membership.
Please note: we do not accept Medicaid.
Only services provided by an Aspen Dental general dentist are covered in the Aspen Dental Savings Plan. Any specialty services that require a specialist are not covered.
Yes. Aspen Dental Savings Plan members receive discounted pricing on dentures (except Basic), crowns, bridges, single tooth implants and other restorative procedures.
Savings vary by plan, service and provider, but many patients see meaningful reductions in the cost of preventive and major treatments.
If so, we have a special offer for you. Visit the Aspen Dental Savings Plan VFW page to learn more.
Aspen Dental Savings Plan (the "Plan") is a discount dental plan. The Plan is NOT INSURANCE. Plan members pay periodic membership fees in exchange for access to discounts on certain identified dental services rendered by participating providers in accordance with the plan fee schedule. Plan members are obligated to pay dental providers directly for services rendered. Plan details, retail fees and member savings may vary by plan, provider and/or dental office location, please see specific plan terms and conditions for details. The Plan is not a qualified health plan under the Affordable Care Act, and does not meet the minimum creditable coverage requirements under M.G.L.c. 111M and 956 CMR 5.00. Discount plan(s) offered through this website are administered by Clerri LLC, the plan administrator and responsible discount plan organization; with the exception of dental membership plans offered to consumers in the State of California, which are administered by The CDI Group, Inc., a licensed discount specialized health care plan. Mailing address: P.O. Box 163990, Austin, TX 78716-3990. Clerri and The CDI Group do not make payments to dental providers for services rendered to plan members. Discount plan(s) advertised on this website are not affiliated with or endorsed by any state insurance department. To obtain additional information about discount plans, please call (877) 808-2776 or email questions to hello@clerri.com.