Dental implant insurance
Does dental insurance cover implants? Yes.
88% of Aspen Dental patients have some coverage by their dental insurance provider.
Explore your dental implant coverage
We partner with most dental insurance providers, such as Aetna, Delta Dental and Metlife, to get as much of your care covered as possible. We do not accept Medicaid.
Some dental insurance companies we partner with:
A-C
Access Dental Network
Aetna (DMO and FOP)
Aetna PPO
AmeriplanAmeritas Life Insurance Corporation
Anthem BCBS
Assurant DHMO-Fortis
Basix Dental Discount
BCBS of IL
Careington International
Cigna DHMO
Cigna PPO
D-G
Decare Dental
Delta Dental of IL
Dental Benefit Providers-United Healthcare
Dental Directory Services
Dental Health Alliance (DHA)
Dentegra
DenteMax Preferred Provider Network
DNOA - Dental Network of America
GEHA/Connection Dental
Guardian Life Insurance Company
H-Z
Humana PPO
Metropolitan Life Insurance Company
Premier Dental Network - Discount
STL Dental Plan
Superior Dental
Uni-Care Inc - Discount Plan
UniCare PPO 100 200 300
United Concordia Companies, Inc.
Zelis - Formerly Maverest Dental
Dental implant experts that care
Get the smile you need at a price you can afford with the team that’ll put you first.
Dental experts
Our team is comprised of leading implant providers to give you a smile you can count on.From one tooth to all
Whether you need to replace a single tooth, or transform your entire smile, we can help.All under one roof
Save time and money with all your care under one roof—plus you’ll never be without your smile.How it works
We want to ensure you get the smile you need, which is why we make things easy for you at every step. We’ll take care of the steps below so you can focus on a healthier smile.
Receive your treatment plan
We’ll partner with your insurance
Review your treatment coverage
Planning for dental implants
Are dental implants covered by insurance?
Yes. Depending on your dental insurance provider and the insurance plan you selected, your implants could be covered partially or in full. Plus, for any treatment costs that your insurance won’t cover, we’ll help you obtain trusted and secure third-party financing so you get the care you need at one low monthly payment.
We do not accept Medicaid.
When are dental implants covered by insurance?
No two smiles are alike, and neither are insurance plans. Some insurance policies list dental implants as cosmetic procedures, which can limit your coverage options. There are, however, cases when dental insurance picks up a portion of your procedure, like the post and abutment placement, which can cover 45% of the total cost. So, in short: it primarily depends on your plan.
Available implant coverage also varies based on the need for treatment as well. The following are instances are common causes for patients to get implants and if they’re likely to be covered under insurance or not:
Likely to be covered:
Current natural teeth are causing medical issues
You’ve experienced trauma to your teeth
An accident leading to missing teeth
Less likely to be covered:
Tooth decay
Cosmetic reasons
What affects the cost of dental implants?
The average price of an implant-supported arch at Aspen Dental is between $6,800.² Your personalized care plan, however, can determine the exact cost of your procedure. Factors include:
How many dental implants you need
The type of prosthetic teeth used
How many teeth need replacing
If you need extractions prior to your implants
Learn more about the cost of implants today, or schedule a visit with your local Aspen Dental team.
²Disclaimer: Price displayed is average price paid by patients nationwide for selected implant.
How else can I minimize out-of-pocket costs?
Planning for dental care and dental implants begins with the dental insurance plans and employee benefits available to you. To ensure you have the coverage you need for your new smile, consider these factors when selecting your employee benefits or dental insurance policy:
If your employer has a Flexible Spending Account (FSA) or Health Savings Account (HSA), enroll in it and select contributions that reflect your medical budget and needs
If your employer has insurance plans that offer strong coverage and a low annual deductible, and you know you may need more in-depth dental care or dental implants, consider electing into this coverage. In doing so, when you meet your out-of-pocket expenses with your deductible, your insurance will cover your care needs more fully
Time your care plan so that your deductible is met and your insurance program kicks in when you are ready to move forward with dental implants
If you don’t have insurance coverage yet, explore your options with the Aspen Dental Savings Plan. With our in-office plan, we make care affordable for your budget with:
An affordable fee of $39 per year
20% off dental implant treatments
Up to 30% of most dental services
Free exams and x-rays
Works with our third-party financing so your care is covered
Is there dental insurance that covers dental implants immediately?
How quickly your dental insurance can cover your dental implants is dependent on whether or not you’ve met your annual maximum. If you haven’t met with an Aspen Dental team yet, you can check to what portion of your dental implants your policy will cover and confirm that you haven’t met your annual maximum. Your annual maximum is the amount your insurance plan will pay for dental care in a year. Additionally, any pre-existing conditions, like missing teeth prior to coverage, may impact your insurance usability.