Dental insurance

If you don’t have dental insurance, or your provider isn’t one of our insurance partners, you still have options:

Aspen Dental Savings Plan
While our Aspen Dental Savings Plan is not insurance, it’s a flexible alternative that allows you to afford the care you need. With instant enrollment, zero deductibles and no claims to file, you can sign up today and get free exams and x-rays.

Dental financing
Dental financing at Aspen Dental is provided by third-party lenders to offer you a secure and flexible way to pay for your dental treatments. It provides access to the care you need without having to worry about costs upfront.

Aspen Dental accepts most major dental insurance providers, including Aetna, Cigna, Delta Dental, MetLife, United HealthCare and more.

Looking for dental insurance or dental insurance for seniors? Check the dental insurance provider list above, or call your local Aspen Dental team to learn if your plan is accepted, whether or not it’s full coverage dental insurance and more.

Yes. We partner with most insurance providers to ensure you get the care you need, including for dental implants. Check which providers we accept for dental implants with our dental implant provider list.

If your dental insurance doesn’t cover the full cost of your preventative, restorative or emergency dental services, we offer:

• Dental financing options to help you manage your out-of-pocket expenses

• Our Aspen Dental Savings Plan for an alternative to insurance

• New patient offers to apply to your first treatment plan

At Aspen Dental, we aim to make paying for your dental care as hassle-free as possible. That’s why we offer a variety of flexible dental financing options to make receiving care easy for you. We accept multiple forms of payment as well, including cash, personal checks and all major credit cards. Additionally, we partner with third-party lenders to provide easy and straightforward dental financing solutions you can count on.

Through our trusted network of third-party lenders, we offer simple and secure patient financing through a fast application process that can deliver funds quickly so you can move forward with your care as soon as possible. Plus, 4 out of 5 applications are approved, meaning no matter your financial situation, your healthy smile is right around the corner.

No, we do not currently accept Medicaid. At Aspen Dental, we want to make sure you’re always covered which is why we offer flexible dental financing options for patients without insurance or who are unable to use their coverage with us.

Once your dentist has recommended you a treatment plan, you can learn more about which dental insurance plans are accepted at your local office by calling your Aspen Dental team to confirm coverage and estimate your out-of-pocket costs.

Yes, dental insurance plans often have exclusions and limitations, such as waiting periods, annual maximums and restrictions on specific treatments or procedures. To better understand your coverage, review your plan details with your insurance provider or reach out to your Aspen Dental care team to see what’s covered for your treatment plan.